Some Plenti services may be unavailable as we perform a planned maintenance for up to two (2) hours of maintenance, starting at Wednesday 23 September 2026, 11:00 pm.

HELP

Will applying for a loan impact my credit score?

Applying for a loan may impact your credit score, particularly if you are applying for multiple loans in a short space of time.

If you apply for a loan with Plenti, we will submit a credit enquiry and request your credit file from Equifax. A credit enquiry may affect your credit score. For more information about your credit report, you should contact the credit bureaus.