From what you borrow to where you invest, we’re building a new world of lending that makes the experience faster and simpler.
LOW RATE LOANS
More 5-star reviews than any other consumer lender
Award-Winning Loans. Canstar Outstanding Value award winner for personal loans (2015-2020) and new and used car loans (2019-2020).
Enjoy a low rate loan that’s made for you
Join 50,000+ Australians who are already achieving more thanks to our low rate loans.
Start investing with as little as $10 and earn up to 4.4% p.a.†
Earn up to 4.4% per annum† investing in the stable, established asset class of consumer loans.
You’re in control of your investment. Choose a term that suits you and select whether to automatically reinvest interest and/or principal as it’s earned.
Provision Fund protection helps protect your returns. Whilst no guarantee, no investor has lost a cent of interest or principal to date.
Attractive rates for investors
Check out the last matched rates across our four investment markets and start investing today.
5 Year Income
Indicative term: 6 months – 5 years
1 Month Rolling
Indicative term: 1 month
3 Year Income
Indicative term: 6 months – 3 years
National Clean Energy
Indicative term: 3 – 7 years
Capital at risk. See important information below.
When it comes to money, every decision counts. From what you borrow, and when you pay it back. To where you invest it, and how you make it go further. That’s why we’re on a mission to help everyone to make the right choices – about the choices that count.
We’ve built a new world of lending that seeks to make the experience faster and simpler for all.
What you do today can transform your tomorrow. Make it count.
*Comparison rates for variable rate personal loans are based on an unsecured loan of $10,000 over 36 months. Comparison rates for fixed rate personal loans are based on an unsecured loan of $30,000 over 60 months. Rates shown assume monthly repayments for a customer with an excellent credit history and are current as at 8am, 15 April 2021 Plenti credit criteria and terms and conditions apply. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Representative Example: Based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $11,016. This represents a comparison rate of 6.39% p.a. and includes all interest and fees included in your loan repayments over the life of the loan. Plenti personal loans are available for a minimum of 6 months to a maximum of 7 years. Interest rates range from 6.39% p.a. (comparison rate 6.39% p.a.) to 17.89% p.a. (comparison rate 19.73% p.a.). Rates are subject to change depending on the rates offered in our Lending Markets.
† Terms and conditions apply. ”Earn up to” rate represents the interest rate limit for the 5 Year Income lending market. Rates are not set by Plenti and are subject to supply and demand of borrower and investor funds in each market.
^Rates shown are last matched rates, displayed on an annualised basis and net of applicable fees as at 8am, 15 April 2021. Lender rates may assume payments received are continually reinvested at the stated rate and assume your investment is protected by the Provision Fund in the event of any borrower late payment or default, however, there is no guarantee nor warranty as to any protection from the Provision Fund. Fees apply for using early access feature. See the Product Disclosure Statement for details.