Get rewarded for going green with Plenti
Apply online today and secure the benefits of our electric vehicle rate reduction.
Benefit from our expertise in financing over 43,200 new and used cars, allowing our customers to hit the road with their new wheels sooner.
Good for the planet, even better for you.
We offer an interest rate personalised to you when you apply to consolidate debts, with no monthly fees and no early repayment charges.
Borrow up to $100,000
3-7 year loan terms
24hrs average settlement time
$0 early repayment fee
$0 monthly fee
Personalised interest rate
Smart. Simple. Yours - Your Tesla awaits
Driving a Tesla has never been easier.
With Plenti, you can enjoy a seamless financing experience that gets you on the road - faster:
1. Select your desired model and order your Tesla on the Tesla website, pay your deposit, and select your preferred payment option.
2. If you’d like to finance with Plenti, select us at checkout, and your order details will be sent automatically—taking you straight to our streamlined application.
3. Our dedicated Tesla Team will coordinate with Tesla to ensure a smooth approval and delivery—so you can hit the road, hassle-free.
Car loan repayment calculator
Find out how much your loan repayments could be with a Plenti secured car loan.
Why choose Plenti for your next EV loan?
Personalised rates
Plenti offers personalised rates tailored to your credit history and financial situation.
Easy online application
Our easy online application allows you to find the terms, rate and monthly payments that align with your budget.
Negotiating power
With financing ready, you can focus on negotiating the best price for your new car without distraction.
EV Rate Discount
Plenti offers a rate reduction of 0.5% p.a. for those financing new electric vehicles up to $90,000 through our collaboration with the Clean Energy Finance Corporation (CEFC).
A tech-powered EV loan process
Our smart, paperless borrowing experience means you can spend more time cruising the open road and less time on your loan application.
Get your rate
Answer 10 quick questions to see your personalised rate in 60 seconds, without impacting your credit score.
Apply online
Complete your car loan application in under 10 minutes.
Funds are ready
Finalise your purchase online after pre-approval. Once approved, funds are transferred to the seller within 2 business days. You're ready to hit the road!
Looking for a different type of car loan? We have an option for you.
New car loans - Get the keys to your dream car quickly, with funds in as little as 24 hours.
Used car loans - Not in the market for a new car? Discover your options for a used car loan.
Tesla loans - As Tesla’s preferred finance partner, benefit from our expertise in financing thousands of Tesla’s.
A 5-star experience from start to end
Buy your first car, dream car or somewhere in between with an award winning* fintech lender.
An EV loan allows you to finance the purchase of an electric vehicle (EV). Plenti's EV loan offers unique features tailored to EV drivers.
Apply, get a personalised rate with a special discount, and receive funds for your new set of wheels. Benefit from discounted rates and Plenti's standard inclusions of no monthly or early repayment fees.
To qualify for a Plenti EV loan, ensure you meet the following criteria:
- Age: 21 years or older
- Citizenship: Australian citizen or permanent resident
- Income: earn over $32,000 per year net from a verifiable, regular income source
- Credit History: maintain a good credit history
If you're self-employed and uncertain about your eligibility, don't fret. You can apply as long as you have been in your current role for at least 12 months.
You can use Plenti’s car loan calculator to find out your estimated loan repayments.
