Motorbike Loans

Dreaming of the road less travelled?

Get a motorcycle loan to finance your dream bike with Plenti

Interest rates from
6.28
%
p.a.
Comparison rate*
6.28
%
p.a.

Quick rate estimate in as little as 60 seconds. Apply in 10 Minutes. Enjoy Funds as in as little as 24hrs from approval.

We're a multi-award winning personal lender

What is a motorbike loan?

Dreaming of riding through the streets on your very own motorbike? Motorcycle finance is a type of personal loan that's used to buy a motorbike, without dipping into your savings. Whether it's a second hand scooter to get you to and from work, or a Harley Davidson you take out on the open road, we can help you get the keys to your motorbike quickly.

By opting for a motorbike loan, you can manage the costs more effectively as fixed repayments and clear due dates provide clarity on your financial commitments.

What can I use a motorbike loan for?

New or Used motorbike purchase

Finance the purchase of a brand new motorbike, allowing you to enjoy the latest features, or choose a used motorcycle that fits your budget.

Motorbike upgrade or refurbishment

If you already own a motorbike and want to upgrade certain features, a motorcycle loan can help with this.

Motorcycle insurance

A motorbike loan can help you cover the cost of your insurance and registration.

Features

Financing your motorbike is easier now than ever before

Borrow up to $50,000

Fast funds in as little as 24hrs from approval

$0 monthly fee

1-7 year loan terms

$0 early repayment fee

Personalised interest rate

Get a quote with no impact on credit score

Any personal information we hold and transfer about you is always secure

Motorbike loan repayment calculator

Find out how much your loan repayments could be with a Plenti unsecured motorbike loan.

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Estimated monthly loan repayments from
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Get your rate
Repayment calculator: The calculator is designed as a guide only and is not a quotation or an offer of credit. The interest rates and monthly repayment amounts are indicative and based on the credit history selected. The loan amount you can borrow and your personalised interest rate and repayment amount may be different once you complete a loan application.

Eligibility criteria

You should be at least 18 years or older

You should be an Australian citizen or permanent resident.

Maintain a good credit history

Earn over $25,000 annually from a verifiable, regular income source

See how our rates stack up

Compare our personal loan interest rates against the big 4 banks (including CommBank, Westpac, ANZ, & NAB)

Plenti
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Rates as of 99/99/2999
Excludes any short term promotional rates. View the fine print for important information.
Process

Applying for a Plenti personal loan is easy

Receive your personalised rate

Get your obligation-free rate in just 60 seconds without affecting your credit score.

Complete your application online

Complete your application online - submit documents securely, track progress and chat with us.

Get your funds quickly

Receive your funds in as little as 24 hours after approval.

Personal Loans for all your big ideas

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A 5-star experience from start to end

Turn your somedays into today with an award-winning* fintech lender.

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Your questions answered

How does the online application process work for a motorbike loan?
  1. Get your rate estimate - Answer 10 quick questions to see your personalised interest rate estimate in as little as 60 seconds, without impacting your credit score.
  2. Submit your application - This can be done in as little as 10 minutes. Once we have received all relevant documents, you could be approved in as quickly as 1 business day. If needed, we'll contact you for further information.
  3. Get your funds - Once approved and accepted, you can receive your funds in as little as 24 hours.
Am I eligible for a Plenti motorbike loan?

To qualify for a Plenti personal loan, you must meet the following criteria:

  • Age: 18 years or older
  • Citizenship: Australian citizen or permanent resident
  • Income: earn over $25,000 annually from a verifiable, regular income source
  • Credit history: maintain a good credit history
What information do I need to have ready when applying for a Plenti Motorbike Loan?

When applying for a Plenti personal loan, you'll typically need the following documents:

  1. Proof of Identification: An Australian driver's license or passport
  2. Income Verification: Bank statements, or tax returns to demonstrate your income if you are self-employed.

How much can I borrow for a motorbike loan?

Plenti offers a personal loan ranging from $5,000 to $50,000. Your borrowing limit can be affected by your credit score and disposable income.

Will the interest rate on my motorbike loan be fixed or variable?
  • Your interest rate may vary depending on the type of loan you apply for. Our Fixed personal loans feature fixed interest rates, so the repayment amount stays the same throughout the life of the loan. These loans can have terms of 3-7 years. On the other hand, variable rate loans have terms of 1-2 years, but your rate could change during the term of your loan.
What are some of the uses of motorcycle finance?

Some of the ways you can use a motorbike loan are:

  • New motorbike purchase
  • Used motorbike purchase
  • Motorbike repairs
  • Motorbike upgrade
  • Motorbike insurance and registration
  • Motorbike riding lessons
How can I calculate my loan repayments for a Plenti personal loan?

You can use Plenti’s personal loan repayment calculator to find out your estimated loan repayments.