Green Market
Fixed income
with green loans
Earn attractive, sustainable returns of up to 6.5% p.a.* investing in green loans to everyday Australians. Our green loans are used to fund Approved Energy Products as defined in our PDS.
See important information.
Capital at risk. Consider the PDS.
Investing in green loans made easy
Invest in Australian consumers' growing demand for renewable energy in the form of green loans to creditworthy borrowers.
Earn up to 6.5% p.a.*
Get matched to a portfolio of green loans used to fund Approved Energy Products1, such as solar, home battery, EVs and clean energy installations.
Automatic reinvestments
Take advantage of compounding interest by automatically reinvesting your principal and interest.
1 Approved Energy Products as defined in our PDS.
Tap. Click. Swipe. Earn.
The Plenti app provides you with a simple and convenient way to manage your green investments anywhere, anytime.
Earn on the go
View rates, place orders and manage your automatic reinvestment settings from the palm of your hand.
Transfer and move funds
With the tap of a finger you can transfer, withdraw or move funds on market from your holding account.
Invest in the Green Market with as little as $10
Investing by the numbers
Investing is a numbers game. And when it comes to numbers, we're confident ours will tick all of the right boxes for you.
100%
principal and interest returned to date
26,000+
registered investors
The Provision Fund, our secret sauce
Plenti offers a unique, additional buffer to help manage risk for green income investors. Plenti borrowers pay a fee into the Provision Fund, a pool of funds held in cash by a separate trustee. In the event a borrower misses a repayment or defaults on their loan, the Provision Fund can step in to protect investors.
Whilst the Provision Fund has a 100% track record of protecting investors, it is not a guarantee and you should read the PDS before making an investment decision.
Investment risk and the Plenti Lending Platform
As with every investment, investing with Plenti is not without risk.
Your investment is not a deposit and does not have the benefit of depositor protection laws as it would have if it were an amount deposited with an Australian ADI.
Before opting for a debt consolidation loan, consider the following factors:
- Monthly payment: Find out how much your new monthly payment would be.
- Interest Rates: Check if the new loan has a lower interest rate than your current debts. Use our ‘Get your rate’ function to estimate your potential rate.
- Total Consolidation Amount: Identify all debts for consolidation, including existing balances, potential additional fees, and whether to close previous credit facilities.
- Assess Borrowing Power vs. Total Debt: The consolidation loan can cover all existing debts if your borrowing power exceeds total debt. If borrowing power is less than total debt, prioritise which debts to consolidate by focusing on consolidating debts that offer the most significant savings and continuing to repay others separately.
Having one debt consolidation loan instead of lots of small debts can have many benefits:
- Simplify your finances: Consolidating all of your debts into one loan means you only have to make one monthly repayment, instead of having to manage multiple loans across different providers or cards. This can give you a better idea of when you'll be debt free.
- Save money: Choosing a debt consolidation loan which offers a lower interest and fewer fees can save you money across the life of the loan.
- Extended repayment periods: Debt consolidation loans can have longer repayment periods than credit cards or your existing personal loans, which can lower your monthly payments, making them more affordable.
- Improved credit rating: Having control over one debt, instead of juggling multiple repayments can help to improve your credit rating by avoiding inadvertently missed payments.