Plenti is not a bank, and Plenti investor accounts are not bank accounts. Plenti is not authorised under the Banking Act 1966 (Cth), nor is it supervised by the Australia Prudential Regulation Authority.

Plenti is regulated and licensed by ASIC. Plenti RE Limited: ABN 57 166 646 635 holds Australian Financial Services Licence 449176 and Australian Credit Licence 449176 and Plenti Finance Pty Limited: ABN 82 636 759 861 holds Australian Credit Licence 569622.