If a borrower to whom your funds are matched defaults on a loan and you are not fully compensated by the Provision Fund, Plenti may assign that defaulted loan to a third party, such as a collections agency, for an amount it is able to negotiate or the Provision Fund for $1. Once a loan has been assigned, you may not benefit from any recoveries that may then be made from that borrower. Further information on the assignment of loans is provided in Section 7.11 of the Product Disclosure Statement.