COMMERCIAL ASSET FINANCE

Commercial asset finance, built for brokers.

With fast credit decisions, same-day settlements, and dedicated broker support, we’re here to help you move faster.

Smiling bearded man wearing a cap and plaid shirt driving a vehicle, seen through the side mirror.

Welcome to the home of big ideas

$8b+

funded to date

to bring more than 350,000 big ideas to life with personal, auto and renewable energy loans

27,000+

fixed income investors

diversifying their portfolio and earning income through our investment markets†

6,568

5-star reviews

across Google, Product Review and TrustPilot - as an award-winning* fintech lender.

Why choose to partner with Plenti commercial?

Fast decisions, fast settlements

Our streamlined credit process and in-house settlements team are built to get you to the finish line sooner

Tools that make it easier for you

Digital Commercial Repayments Tool for fast, accurate quotes

Products that give you an edge

With features like re-amortisation and the ability to choose between two early exit options, we'll help you win more deals

Built with broker feedback

Product updates shaped by broker insights, designed to help you convert more deals

Support when you need it: We're here to help you every step of the way. Partner with our dedicated BDMs, Relationship Managers, and specialised support teams to get your deals done faster.

Commerical product features

Borrow up to $250k for trucks, $150k for cars

Low doc policy

Asset age - 15 years EOT 

Reamoritisation available

Asset types - cars and trucks

Payment structure - advance & arrears

Smiling man wearing a cowboy hat and denim shirt opening the door of a white pickup truck on a farm.

How to finance a commercial vehicle with Plenti

1. Submit

Lodge an application through the Plenti broker portal

2. Get assessed

Most applications receive a credit decision, typically in under 2 business hours*

3. Submit

Quick settlements with RTGS payment on every deal

Who and what we finance

Who we finance

Australian businesses via accredited brokers, including sole traders, companies, and most trusts.

Eligible assets

Passenger vehicles, utes, vans, light commercial vehicles, and trucks up to 12 tonnes, new or used,subject to credit criteria.

Use cases

Business vehicle purchases, upgrades, and mid-term refinances.

Electric vehicles

0.50% discount for eligible battery electric vehicles.

Join thousands of brokers who have already partnered with Plenti for commercial asset finance. Get accredited today to access fast decisions and dedicated support.

Your questions answered

How fast is a Plenti commercial credit decision?

Most commercial applications receive a credit decision typically in under 2 hours* when submitted with complete information and supporting documents.

What types of commercial loans does Plenti offer?

We provide commercial asset finance for business vehicles, including passenger vehicles, utes, vans, light commercial vehicles, and trucks up to 12 tonnes, for dealership sales, private sales, and refinances, including eligible mid-term refinances.

Do you offer finance for electric vehicles?

Yes. We offer a 0.50% discount for eligible battery electric vehicles financed under our commercial asset finance product.

What are the early termination fees on Plenti’s commercial loans?

We have a flexible policy on early termination fees:

- No early termination fee after the halfway point of the loan.

- For loans over 36 months, two monthly payments apply in the first 24months.

- For loans 36 months or shorter, one monthly payment applies until halfway through the loan.

How do I get a broker accreditation for Plenti Commercial?

Complete the broker accreditation form and provide your licenses, aggregator details if applicable, and identification. Our team will set up your broker portal access and provide a quick onboarding session.

What other products can I partner with Plenti for?

With a Plenti accreditation, if eligible, you can access personal loans, consumer automotive loans, and commercial asset finance. You can learn more here.

Two men smiling and walking near parked white trucks in an outdoor lot.