Clearscore Limited Time Personal Loan Rate Offer Terms and Conditions (Offer Terms)

By submitting an application for a Plenti personal loan via ClearScore during the Offer Period (Eligible Application), you agree to be bound by these Offer Terms, Plenti’s Terms and Conditions (plenti.com.au/terms) and Plenti’s Privacy Policy (plenti.com.au/privacy).

1. ClearScore Limited Time Offer

1.1 This offer commences at 12:00am on 1 June 2026 and ends at 11:59pm on 31 July 2026 (Offer Period).

1.2 Subject to these Offer Terms, if you satisfy the Eligibility Criteria set out in clause 2.1, you may be eligible to receive a Plenti personal loan interest rate starting from 5.76% p.a. (comparison rate 5.76% p.a.) (Offer).

1.3 If you do not meet the Eligibility Criteria, you are not eligible for the Offer,

1.4 This Offer cannot be used in conjunction with any other offer unless explicitly stated.

2. Eligibility Criteria

2.1 You will be eligible for the Offer only where you meet all of the following conditions (Eligibility Criteria):

(a) You submit an Eligible Application via ClearScore during the Offer Period;

(b) The Eligible Application is approved by Plenti; and

(c) You enter into a new personal loan contract resulting from the Eligible Application (Loan Contract).

2.2 The rate you are offered will be determined by Plenti's pricing criteria and depends on your individual credit assessment. Only applicants in Plenti's highest credit tier may qualify for the 5.76% p.a. rate.

2.3 Eligible Applications are subject to credit assessment and must meet Plenti’s lending, eligibility and credit criteria. Fees and charges may apply.

2.4 If there is any inconsistency between the Loan Contract and these Terms and Conditions, then the Loan Contract will prevail to the extent of the inconsistency.

3. Exclusions

3.1 The Offer is only available for new Plenti personal loans resulting from Eligible Applications submitted via ClearScore during the Offer Period.

3.2 The Offer is not available for:
(a) loan top ups;
(b) refinance variations to existing Plenti loans; or
(c) any other Plenti loan products or channels unless explicitly stated.

4. Other terms

4.1 Acting reasonably:

(a) Plenti reserves the right to amend or alter this Offer at any time.

(b) Plenti may reject your application including, but not limited to, where you do not meet Plenti’s eligibility or credit criteria.

(c) Plenti may modify, suspend or withdraw the Offer at any time.

4.2 These Terms and Conditions are governed by and construed in accordance with the laws of New South Wales. Each party unconditionally and irrevocably submits to the exclusive jurisdiction of the courts of New South Wales and all appellate courts from those courts.

5. Privacy

5.1 All information collected and held is done so in accordance with Plenti’s Privacy Policy, available at plenti.com.au/privacy.

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