Personal Loans

Special offer to help bring your big ideas to life

Apply for a personal loan through this page, and you could enjoy a 0.2% p.a. discount on your rate!*

Interest rates from
5.97
%
p.a.
Comparison rate*
5.97
%
p.a.

Quick rate estimate in as little as 60 seconds. Apply in 10 Minutes. Enjoy funds in as little as 24hrs from approval.

Features

With our simple application process, you can enjoy a stress-free personal loan experience that suits your needs.

Borrow up to $65,000

Fast funds in as little as 24hrs from approval

$0 monthly fee

1-7 year loan terms

$0 early repayment fee

Personalised interest rate

Get a quote with no impact on credit score

Any personal information we hold and transfer about you is always secure

Process

Applying for a Plenti personal loan is easy

Get your rate

1 minute, 10 simple questions. It's all we need to estimate the rate on your personal loan.

Apply in minutes

Complete your quick and easy application, all online.

Get your funds quickly

Once approved and accepted we’ll transfer your funds which could take as little as 24hrs.

Personal loans for all your big ideas

Car Loans

Get the keys to your dream car

Debt Consolidation Loans

Simplify your finances

Renovation Loans

Turn your house into a home

Boat loans

Cover travel costs for your dream getaway

Wedding loans

Finance your big day

Medical loans

Take charge of your health

Motorbike loans

Finance your new bike

Moving cost loans

Make relocating easy.

Personal loan repayment calculator

Find out how much your loan repayments could be with a Plenti unsecured personal loan.

Loan amount   ⓘ
You can apply to borrow #_VALUE_# to #_VALUE_#
Loan term   ⓘ
You can apply to borrow #_VALUE_# to #_VALUE_#
Example interest rate: % p.a.
Comparison rate: % p.a.*
Estimated monthly loan repayments from
$
Total repayment (incl. interest and fees)
Get your rate

The calculator is designed as a guide only and is not a quotation or an offer of credit. The interest rates and monthly repayment amounts are indicative and based on the credit history selected. The loan amount you can borrow and your personalised interest rate and repayment amount may be different once you complete a loan application.

We're a multi-award winning personal lender

WeMoney Award for Non-Bank Lender of the Year 2025Highly Commended - Unsecured Personal Loans - Finder - 2025
More about personal loans