Personal Loans | Unlock a Faster, Fairer Rate with Plenti

This information does not constitute financial advice and you should consider whether it is appropriate to your circumstances before you act in reliance on it. Any opinions, forecasts or recommendations reflect the judgement and assumptions of Plenti as at the date of publication and may later change without notice.

Personal loans‍

*Comparison rate is based on an unsecured personal loan of $30,000 repaid over 60 months. Rates shown assume a customer with an exceptional credit history. Rates are current as at 18 March 2026. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. This estimate is not an offer, quote or approval of finance. The actual repayment amount and interest rate will be confirmed if an application is submitted and approved. All applications are subject to credit assessment and eligibility criteria. Plenti's credit criteria, terms and conditions, fees and charges apply.

Credit provided by Plenti Finance Pty Limited ABN 82 636 759 861, Australian credit licence number 569622, or Perpetual Corporate Trust Limited ACN 000 341 533, Australian Credit Licence number 392673 (as custodian). Plenti RE Limited holds Australian Financial Services Licence number 449176, Australian Credit Licence number 449176. Both Plenti RE Limited and Plenti Finance Pty Ltd are members of the Australian Financial Complaints Authority (AFCA). Plenti’s Target Market Determination is available here.

Representative example: Based on an unsecured personal loan of $30,000 over 60 months a borrower with an exceptional credit history can expect to pay a total of $34,941.51. This represents a comparison rate of 6.17% p.a. and includes all interest and fees included in your loan repayments over the life of the loan. Plenti personal loans are available for a minimum of 6 months to a maximum of 7 years. Interest rates range from 6.17% p.a. (comparison rate 6.17% p.a.) to 24.09% p.a. (maximum comparison rate 25.08% p.a.).

Comparison module

‍Products shown do not represent all rates available from all lenders, or all rates available from the lenders presented. Plenti's interest rate is based on a borrower with an exceptional credit history using rates and fees applicable as at 18 March 2026. Plenti’s comparison rate is based on a $30,000 unsecured personal loan, repaid over a loan term of 5 years.

All other interest and comparison rates displayed are the headline rate as advertised by the respective lender and exclude short-term promotional offers. Rates are typically updated daily, and you should check the relevant lender's website for the most up to date information.

The actual product, rates, fees and charges you might be eligible for will be subject to the respective lender's eligibility criteria and may be different to the information shown on this page based on your loan term, loan amount and credit characteristics. You should check the lender’s website for the most up to date information

Other fees and charges not shown here may apply. Rates shown are subject to change without notice. Information on this page does not constitute an offer of credit, or financial advice. Plenti RE Limited ABN 57 166 646 635 holds an Australian Credit License number 449176 but does not provide credit assistance in relation to all products compared on this page.

^ Awards and customer reviews

All 5-star related claims are based on an aggregate count of 5-star consumer lender reviews across Google, TrustPilot and Product Review. Last count conducted on 15/4/25. Count excludes all major banks.

Our awards are listed at plenti.com.au/about/awards

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