Personal Loans
Limited Time Offer for Canstar Customers
New customers applying for a personal loan before 28 February 2026 will receive a special discount of 0.10% on their personalised rate*
We've helped over 110,000 Australians bring their ideas to life with a low rate loan. And we're just getting started.
Canstar award winner for 9 years running
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Why choose a Plenti personal loan?
Borrow up to $65,000
1-7 year loan terms
Fast funds in as little as 24hrs from approval
$0 early repayment fee
$0 monthly fee
Personalised interest rate
Personal loan repayment calculator
Find out how much your loan repayments could be with a Plenti unsecured personal loan.
Eligibility criteria
You should be at least 18 years or older
You should be an Australian citizen or permanent resident.
Maintain a good credit history
Earn over $25,000 annually from a verifiable, regular income source
Applying for a Plenti personal loan is easy
Get your rate
Get your personalised rate in as little as 60 seconds.
Apply in minutes
Complete your application in as little as 10 minutes.
Enjoy your funds
Receive your funds in as little as 24 hours after approval.
A 5-star experience from start to end
Turn your somedays into today with an award-winning* fintech lender.
