Apply for a personal loan
Applying for a
personal loan
Three easy steps to get you started with a low-rate personal loan.
Simple steps to apply for a personal loan
Start by clicking the button below:
- Fill out the quick online form and you’ll get a personalised estimate of how much you could borrow and the interest rate
- Decide how much you want to borrow and how long you want to have to repay your loan
- Complete all the details and submit your application. Our team will review it and be in touch — usually within 48 hours.
Get your personalised rate without impacting your credit score.
Award-winning loans to bring your big ideas to life
Plenti helps you make great things happen, thanks to our faster, fairer, smarter personal loans. Just apply online and within 60 seconds you’ll get an idea of how much you might be able to borrow and at what interest rate.
We take your financial well-being seriously, so we take steps to ensure you can repay your Plenti personal loan comfortably.
It’s one more reason why Plenti has thousands of 5-star reviews from customers and has been named the winner of Canstar's 'Outstanding Value Award' for personal loans for eight years running.
What do I need to apply?
Applying for a personal loan with Plenti is easy. You’ll just need basic contact details, your driver’s licence, proof of income (electronic copies of bank statements from the account where you receive your income) and 5-10 minutes.
The best ways to avoid delays
There are a few reasons your application might take longer than normal. The most common one is not having the correct or necessary paperwork. So make sure your bank statements, proof of ID and income are up to date and accurate when you’re seeking approval of your loan online. In addition, be sure that the name you use on your application matches exactly to the one on your identification.
Your current financial position might also slow down your application. As part of our responsible lending requirements, we have to be sure that anyone we provide a loan to will be able to make their repayments. If your financial track record isn’t great, it might take longer to review your application.
Get your personalised ratewithout impacting your credit score.