Guides

What is a credit score?

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  • Excellent: 853 – 1,200
  • Very good: 735 – 852
  • Good: 661 – 734
  • Average: 460 – 660
  • Below average to average: 0 – 459
  • Pay your rent, mortgage and utility bills on time
  • Make credit card repayments on time and try to pay more than the minimum repayment
  • Lower your credit card limit
  • Limit how many applications you make for credit
  • All of these things will help your credit score to improve over time. 
  • Equifax: phone 138 332
  • illion: phone 132 333
  • Experian: phone 1300 783 684

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