Plenti Caravan Loans

Caravan Loans

Elevate your family adventures with Plenti caravan loans.

Embark on extraordinary journeys with a caravan or campervan loan to enhance your road trips.

Interest rates from

6.57

p.a.

Comparison rate*

6.57

p.a.

Interest rates from

6.57

p.a.

Comparison rate*

6.57

p.a.

Quick rate estimate in as little as 60 seconds. Apply in 10 Minutes. Enjoy Funds as in as little as 24hrs from approval.

Features

Tailored rates for unique individuals

Plenti understands that everyone is unique. Our personal caravan loan rates are customised based on your credit history. You can quickly check your rate in about a minute without impacting your credit score.

Monthly fees

Repayment fees

$5k - $50kLoan amounts

1 - 7 yearsLoan terms

24 hourSettlement

See how our rates stack up

Compare our personal loan interest rates against the big 4 banks (including CommBank, Westpac, ANZ, & NAB)

Interest RatesComparison Rates

Plenti

from 6.57% pa

ANZ

from 7.49% pa

Westpac

from 7.99% pa

NAB

from 8.49% pa

CommBank

from 8.50% pa

Rates as of 27/07/2024.

Excludes any short term promotional rates. View the fine print for important information.

Personal loan repayment calculator

Find out how much your loan repayments could be with a Plenti unsecured personal loan.

Loan amount

Loan term

5 years

Credit history

Example interest rate: 0% p.a.
Comparison rate: 0.0% p.a.*

Estimated monthly loan repayments from

Total repayment (incl. interest and fees)

Get your rate

Repayment calculator: The calculator is designed as a guide only and is not a quotation or an offer of credit. The interest rates and monthly repayment amounts are indicative and based on the credit history selected. The loan amount you can borrow and your personalised interest rate and repayment amount may be different once you complete a loan application.

Process

A faster, fairer borrowing experience

Our simple 3-step process will have you enjoying your funds sooner. Get a rate estimate.

1. Get your rate

1 minute, 10 simple questions. It's all we need to estimate the rate on your personal loan.

2. Apply in minutes

3. Enjoy your funds

We're a multi-award winning personal lender

CANSTAR 2023 - Outstanding Value. Excellent Credit Personal Loans

RateCity Gold Award 2024. Best excellent credit personal loan

How do caravan loans work?

Buying a caravan has never been easier. Once you’re conditionally approved with Plenti, simply tick off those last few conditions, provide your caravan’s and seller’s details, and then sign your loan contract.

We’ll pay the seller or dealership on your behalf and you can hit the open road.

You’ll then make monthly direct debit repayments of principal, interest, and fees as set out in your loan contract until you have paid off your loan.

Want to see where you’re up to with your repayments? Log in to the borrower portal to see your previous and upcoming payments, and even make additional payments for no extra cost.

What can I use a caravan loan for?

You can use a Plenti caravan loan to buy new or used caravans, and you can choose whatever make or model you’d like.

You can purchase through a private seller or dealership and can also refinance your existing caravan loan with Plenti, though you’ll need a minimum of 6 months' repayments history.

While used caravans are on the table, keep in mind the caravan cannot be older than 12 years at the start of the loan term.

Lastly, we’re currently only able to finance caravans for leisure purposes and we will require proof of residency at a permanent address.

Who is eligible for a caravan loan?

To be eligible for a Plenti caravan loan, you will need to, at a minimum:

Be aged 21 or over
Be an Australian citizen or permanent resident
Be earning over $35,000 per year from a regular source of income that you can demonstrate
Have a clean repayment history and no bankruptcy, court judgment, or unpaid defaults on your credit file
Have a valid Australian driver’s licence

Plenti will consider a loan application if you are self-employed. Additional credit assessment criteria and requirements may apply.

What’s the fee structure for a caravan loan?

While some fees may apply, Plenti ensures transparency. A credit assistance fee is spread across your loan term, and a $9.90 monthly account fee is incorporated into your repayment. There are no extra fees for early repayment or additional payments.

If you choose to apply through a broker, you may have to pay the broker an agreed-upon origination fee. This is sometimes called an 'Origination Fee' or 'Dealer Origination Fee' (DOF).

You may incur a missed or late payment fee if you miss a monthly direct debit repayment.

If you decide to make additional repayments or pay off your loan early, there’s no need to worry about extra fees. We wouldn't want to reward your hard work with more fees.

Note: Other fees may apply. Fees listed are accurate as of March 11, 2024, and are subject to change. See your credit contract for full details of your fees and charges.

Get your personalised rateApply in 10 minutes and you could get your funds as soon as the next day.

Get your rate