A more rewarding financial world

When it comes to money, every decision counts. From what you borrow, and when you pay it back. To where you invest it, and how you make it go further.

About Plenti

We’re on a mission to help everyone to make the right choices about the choices that count.

We’ve built a new world of lending that seeks to make the experience faster and simpler for all. Powered by technology so smart you can’t even see it.

What you do today can transform your tomorrow. Make it count.


58,333 Australians are making it count thanks to Plenti.

What does that look like? Over 2,500 home renovations, 1,500 holidays, 500 weddings, 200 boats and thousands of other pursuits and dreams turned real.

We offer fast, fair and flexible loans give our borrowers the opportunity to keep moving forward.

Our personal loans are secured or unsecured with terms from 6 months to 5 years. We reward your strong credit history with attractive rates that are personalised to you, for amounts between $2,001 and $45,000.


Investments that count, for everyday Australians.

We help investors by giving access to investment opportunities that make their money go further, faster.

Over 22,000 investors have already joined Plenti in order to benefit from an asset class that was previously only available to banks and have been rewarded with stable, attractive investment returns.

What’s more, our market-leading Provision Fund, established to help protect investors from loan defaults, has ensured every investor has received every amount of principal and interest when due.


A team of over 100 dedicated to helping Australians transform their tomorrow with choices that count.

Plenti launched to borrowers and investors as RateSetter in 2014. We are licensed to provide services to all Australians, not just wholesale and sophisticated investors.

Plenti is an independent company, managed and majority-owned locally.


Ready to help us build a new world of lending?

Our team works all over Australia with offices in Sydney and Adelaide. We value openness and ideas more than anything else. It doesn’t matter who you are or where you sit in the business: we want your input.

If that sounds like the kind of place you want to come to work to, check out what opportunities we have coming up. When you come to work with Plenti, your professional development will never be limited by your job title.

We’re on a mission to help everyone to make the right choices – about the choices that count.

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