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Compare interest rates to find out which Plenti loan is right for you.
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How do I compare personal loan interest rates?
If you’ve started comparing personal loan rates you’ll know there’s more to interest rates than just a percentage. There are fixed and variable rates, comparison rates and sometimes even additional fees and charges. So what do they all mean, how do they stack up and what’s the best personal loan interest rate for you? Read on to find out.
Take a closer look at our rates and fees
| Product | Unsecured Personal Loan | Secured Car Loan | Electric Vehicle Loan |
| Purpose | Transform your big ideas into reality. Borrow up to $65,000 with a loan tailored to you. | The key to you new set of wheels. Borrow up to $100,000 with a secured car loan from Plenti. | Get rewarded for going Green. Plenti offers a rate reduction of 0.5% p.a. for those financing new electric vehicles up to $90,000 through our collaboration with the Clean Energy Finance Corporation (CEFC). |
| Interest Rate Type | Fixed | Fixed | Fixed |
| Secured Loan | No | Yes | Yes |
| Interest Rate (p.a.) | 6.57% - 24.09% | 7.19% - 11.99% | 6.69% - 12.49% |
| Comparison Rate* | 6.57% - 24.99% | 7.82% - 12.65% | 7.31% - 13.15% |
| Credit Assistance Fee | $0 - $595 | $299 - $849 | $299 - $849 |
| Monthly Account Fee | $0 | $0 | $0 |
| Early Repayment Fee | $0 | $0 | $0 |
| Available Terms | 3-7 year | 3-7 year | 3-7 year |
| Minimum Loan Amount | $5,000 | $10,000 | $10,000 |
| Maximum Loan Amount | $65,000 | $100,000 | $100,000 |
| Repayment Frequency | Monthly | Monthly | Monthly |
| Additional Payments | Yes | Yes | Yes |
| Additional Payment Fee | $0 | $0 | $0 |
| Apply Now | Apply Now | Apply Now |
The information contained in this table above are current as at 14 October 2024 and subject to change without notice. This table will be updated periodically to allow you to continue to compare personal loan rates.
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Personal loan interest rates explained
Will the interest rate on my loan be fixed or variable?
Your personal loan interest rate may vary depending on the type of loan you apply for. Our Fixed personal loans feature fixed interest rates, so the repayment amount stays the same throughout the life of the loan. These loans can have terms of 3-7 years. On the other hand, variable rate loans have terms of 1-2 years, but your rate could change during the term of your loan.
What is a comparison rate for a personal loan?
How do personalised interest rates work?
How is interest calculated on a Plenti Personal Loan?
How can I calculate my loan repayments for a Plenti personal loan?
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