Personal Loans
Investing in yourself and your future
Finance your education with a Plenti study loan
Quick rate estimate in as little as 60 seconds. Apply in 10 Minutes. Enjoy Funds as in as little as 24hrs from approval.
We're a multi-award winning personal lender
What is an education loan?
An education loan is a type of personal loan that's used to help finance your studies. It can help cover various costs associated with studying, allowing you to concentrate on what's important. Whether you need assistance with tuition, textbooks or study tools, Plenti’s study loan is here to help.
By opting for an education loan, you can manage your study expenses more effectively, as fixed repayments and clear due dates provide clarity on your financial commitments.
What can I use a study loan for?
Tuition costs
Fund your classes for Bachelor’s, Masters, PhD, TAFE, higher education and specialised courses
Living expenses
Pay for the cost of your accommodation, food and other living costs during your studies
Equipment and study materials
Pay for your textbooks, tools or equipment you need for your course
Why Choose a Plenti Personal Loan?
Borrow up to $50,000
1-7 year loan terms
Fast funds in as little as 24hrs from approval
$0 early repayment fee
$0 monthly fee
Personalised interest rates
Get a quote with no impact on credit score
Any personal information we hold and transfer about you is always secure.
Study loan repayment calculator
Find out how much your loan repayments could be with a Plenti unsecured study loan.
Comparison rate: 0.0% p.a.*
Repayment calculator: The calculator is designed as a guide only and is not a quotation or an offer of credit. The interest rates and monthly repayment amounts are indicative and based on the credit history selected. The loan amount you can borrow and your personalised interest rate and repayment amount may be different once you complete a loan application.
Eligibility Criteria
You should be at least 18 years or older.
You should be an Australian citizen or permanent resident.
Maintain a good credit history.
Earn over $25,000 annually from a verifiable, regular income source.
See how our rates stack up
Compare our personal loan interest rates against the big 4 banks (including CommBank, Westpac, ANZ, & NAB)
Rates as of 08/12/2024.
Excludes any short term promotional rates. View the fine print for important information.
Applying for a Plenti personal loan is easy
Receive your personalised rate
Get your obligation-free rate in just 60 seconds without affecting your credit score.
Complete your application online
Complete your application online - submit documents securely, track progress and chat with us.
Get your funds quickly
Receive your funds in as little as 24 hours after approval
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Turn your somedays into today with Australia’s #1 rated consumer lender.
Your Questions Answered
How does the online application process work for a study loan?
- Get your rate estimate - Answer 10 quick questions to see your personalised interest rate estimate in as little as 60 seconds, without impacting your credit score.
- Submit your application - This can be done in as little as 10 minutes. Once we have received all relevant documents, you could be approved in as quickly as 1 business day. If needed, we'll contact you for further information.
- Get your funds - Once approved and accepted, you can receive your funds in as little as 24 hours.
Am I eligible for a Plenti study loan?
What information do I need to have ready when applying for a Plenti Study Loan?
How much can I borrow for a study loan?
Will the interest rate on my study loan be fixed or variable?
What can I finance with a study loan from Plenti?
Get your personalised rateApply in 10 minutes and you could get your funds as soon as the next day.