car loans

For whole family car trips.

Low rates from

4.89 % p.a.

Comparison Rate*

5.44 % p.a.

Only takes a minute • Will not impact your credit score

A great rate made for you.

Spend less on your loan, more on your wheels
We use technology to cut out costs and inefficiencies, so you’ll get a really low rate.

Better loans for better borrowers
We take our low rates personally – and your good credit history unlocks a whole new level of savings.

A Rate Promise you can trust
We stand by our rates, so you can be sure you’re not paying more interest than you need to.

Your car loan, your way.

Speed through, or take it slow.
Buying a new car can be tricky. Finance should be easy. Simply decide an affordable monthly repayment, and we’ll find a loan term to match, up to five years.

Pay it your way with no surprises down the road
Find yourself able to pay us back early? Nicely done – you’ll pay less interest, and there are no fees or penalties for settling up sooner.   

An investment in independence
Borrow $2,000 to $100,000 to help you get you where you need to be, in comfort and style. 

Apply. Approve. And you’re on the move.

Simple by design.
We’ve worked hard to make it easy for you. You can request a rate estimate, apply for your loan and accept your contract all from the palm of your hand.

Fast. Really fast.
Estimating your rate only takes a minute, and we typically finalise successful loans in a day or two. So you’ll have the funds in your account and be ready to drive away sooner you think.

Easy to follow expertise.
Straight talking and jargon free, with nothing to prove and nothing to hide.

Making tomorrow better, together.

14,000 better journeys
We’ve loaned over a billion dollars to over 60,000 Australians. Will you be next?

We’ve done this before. A lot.
Specialising in personal lending since 2016, we combine financial expertise with industry shaping technology.

Clearly different, to benefit you.
An open book, with nothing to hide – we’re registered with ASIC, listed on the ASX and government regulated.

Hit the open road in 4 simple steps

Get your rate

1 minute and 10 simple questions. That is all we need to unlock your personalised interest rate.

Apply online

Complete your loan application or pre-approval request with a click or a tap in under 10 minutes.

Settle your loan

Once pre-approved you can arrange your purchase and complete the settlement process online.

Money in the bank

Once finalised and you accept your loan, your funds will be transferred by the next business day.

Find a better rate today.

Comparing which car loan gives you the best deal should be the easy. See how a Plenti Car Loan compares with popular banks, credit unions and member organisations.**

Last Updated: 8 April 2021

Brand
Interest Rate (p.a.)
Comparison Rate (p.a.)
Upfront Fees
Monthly Fees
Repayments
CUA
CUA Car Loan (Fixed Rate)

Interest Rate (p.a.)

from 6.79% (fixed)

Comparison Rate (p.a.)

Info

Upfront Fees

$175

Monthly Fees

$0

Repayments

$0 per month
BOQ
BOQ Car Loan (Fixed Rate)

Interest Rate (p.a.)

from 7.39% (fixed)

Comparison Rate (p.a.)

Info

Upfront Fees

$195

Monthly Fees

$8

Repayments

$0 per month
Bendigo Bank
Bendigo Bank Car Loan (Fixed Rate)

Interest Rate (p.a.)

from 7.79% (fixed)

Comparison Rate (p.a.)

Info

Upfront Fees

$150

Monthly Fees

$5

Repayments

$0 per month
Bankwest
Bankwest Car Loan (Fixed)

Interest Rate (p.a.)

from 7.99% (fixed)

Comparison Rate (p.a.)

Info

Upfront Fees

$250

Monthly Fees

$5

Repayments

$0 per month
Suncorp
Suncorp Car Loan (Fixed)

Interest Rate (p.a.)

from 7.79% (fixed)

Comparison Rate (p.a.)

Info

Upfront Fees

$175

Monthly Fees

$5

Repayments

$0 per month
RACQ
RACQ Car Loan (Fixed)

Interest Rate (p.a.)

from 5.49% (fixed)

Comparison Rate (p.a.)

Info

Upfront Fees

$395

Monthly Fees

$0

Repayments

$0 per month
RAC
RAC Car Loan (Fixed)

Interest Rate (p.a.)

from 5.70% (fixed)

Comparison Rate (p.a.)

Info

Upfront Fees

$299

Monthly Fees

$0

Repayments

$0 per month
ING
ING Car Loan (Fixed)

Interest Rate (p.a.)

from 8.99% (fixed)

Comparison Rate (p.a.)

Info

Upfront Fees

$100

Monthly Fees

$0

Repayments

$0 per month
St George
St George Car Loan (Fixed)

Interest Rate (p.a.)

from 7.49% (fixed)

Comparison Rate (p.a.)

Info

Upfront Fees

$195

Monthly Fees

$12

Repayments

$0 per month
ANZ
ANZ Car Loan (Fixed)

Interest Rate (p.a.)

from 10.50% (fixed)

Comparison Rate (p.a.)

Info

Upfront Fees

$150

Monthly Fees

$10

Repayments

$0 per month
Wisr
Wisr Car Loan (Fixed Rate)

Interest Rate (p.a.)

from 5.19% (fixed)

Comparison Rate (p.a.)

Info

Upfront Fees

from $195

Monthly Fees

$0

Repayments

$0 per month
Wisr
Wisr Car Loan (Fixed Rate)

Interest Rate (p.a.)

from 5.19% (fixed)

Comparison Rate (p.a.)

Info

Upfront Fees

from $195

Monthly Fees

$0

Repayments

$0 per month
Wisr
Wisr Car Loan (Fixed Rate)

Interest Rate (p.a.)

from 5.19% (fixed)

Comparison Rate (p.a.)

Info

Upfront Fees

from $195

Monthly Fees

$0

Repayments

$0 per month
RACV
RACV Car Loan (Fixed Rate)

Interest Rate (p.a.)

from 5.45% (fixed)

Comparison Rate (p.a.)

Info

Upfront Fees

from $299

Monthly Fees

$0

Repayments

$0 per month
Latitude
Latitude Car Loan (Fixed Rate)

Interest Rate (p.a.)

from 6.99% (fixed)

Comparison Rate (p.a.)

Info

Upfront Fees

$295

Monthly Fees

$10

Repayments

$0 per month
NRMA
NRMA Car Loan (Fixed Rate)

Interest Rate (p.a.)

from 4.99% (fixed)

Comparison Rate (p.a.)

Info

Upfront Fees

from $499

Monthly Fees

$0

Repayments

$0 per month
Commbank
Commbank Car Loan (Fixed Rate)

Interest Rate (p.a.)

from 6.99% (fixed)

Comparison Rate (p.a.)

Info

Upfront Fees

from $250

Monthly Fees

$10

Repayments

$0 per month
NAB
NAB Car Loan (Fixed Rate)

Interest Rate (p.a.)

from 6.99% (fixed)

Comparison Rate (p.a.)

Info

Upfront Fees

from $0

Monthly Fees

$10

Repayments

$0 per month
Westpac
Westpac Car Loan (Fixed Rate)

Interest Rate (p.a.)

from 7.49% (fixed)

Comparison Rate (p.a.)

Info

Upfront Fees

from $250

Monthly Fees

$12

Repayments

$0 per month
Plenti
Plenti Car loan (Fixed Rate)

Interest Rate (p.a.)

from 4.89% (fixed)

Comparison Rate (p.a.)

Info

Upfront Fees

from $249

Monthly Fees

$0

Repayments

$0 per month
Plenti
Plenti Car loan (Fixed Rate)

Interest Rate (p.a.)

from 4.89% (fixed)

Comparison Rate (p.a.)

Info

Upfront Fees

from $249

Monthly Fees

$0

Repayments

$0 per month
Plenti
Plenti Car loan (Fixed Rate)

Interest Rate (p.a.)

from 4.89% (fixed)

Comparison Rate (p.a.)

Info

Upfront Fees

from $249

Monthly Fees

$0

Repayments

$0 per month

Comparison rates for loans under 3 years are based on an unsecured personal loan of $10,000 over 36 months. Comparison rates for loans 4 years and above are based on an unsecured personal loan of $30,000 over 60 months.

Warning: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

*Products shown do not represent all rates available from all lenders, or all rates available from the lenders presented. Plenti interest rate is based on a borrower with an excellent credit history using rates and fees applicable as at 8 April 2021. All other car loan interest rates and fees displayed are as advertised by the respective lender on their website as at 8 April 2021 and may include short-term promotional offers. Comparison rates are calculated by Plenti. The actual product, rate, fees and charges you might be eligible for may be different based on your loan term, loan amount and credit characteristics.

Other fees and charges not shown here may apply. Rates shown are subject to change without notice. Information on this page does not constitute an offer of credit. Plenti RE Limited does not provide credit assistance in relation to all products compared on this page. The displayed order of products shows the lowest monthly repayment as default or is based on your sorting options and does not represent a suggestion that a particular credit product is appropriate for you.

Dream it. Plan it. Do it.

Australians love their cars. In fact we access billions of dollars in finance for our car purchases each year. And the vehicles we prefer tend to be pretty nice ones. The average size of a car loan is $31,738.40. So it’s no wonder we look to finance our new wheels with finance.

As one of Australia’s fastest growing providers of secured car loans Plenti could be a great option to help you get on the road faster, at a great rate.

Drive away today.

*Comparison rates are based on a secured car loan of $30,000 over 60 months. Rates shown assume a customer with an excellent credit history and are current as at 8pm, 18 April 2021. Plenti credit criteria and terms and conditions apply. Warning: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Representative Example: Based on a car loan of $30,000 over 60 months a homeowner with an excellent credit history can expect to pay a total of $34,158.60. This represents a comparison rate of 5.44% p.a. and includes all interest and fees included in your loan repayments over the life of the loan. Plenti car loans are available from 3 years to 7 years. Car loan interest rates range from 4.89% p.a. (comparison rate 5.44% p.a.) to 9.99% p.a. (comparison rate 10.56% p.a.).