Get a rate estimate in as little as 60 seconds. You could enjoy your funds as soon as the next day.
We're a multi-award winning personal lender
Borrow up to $65,000
1-7 year loan terms
Fast funds in as little as 24hrs from approval
$0 early repayment fee
$0 monthly fee
Personalised interest rate
Personal loan repayment calculator
Find out how much your loan repayments could be with a Plenti unsecured personal loan.
Get your rate
1 minute, 10 simple questions. It's all we need to estimate the rate on your personal loan.
Apply in minutes
Complete your quick and easy application, all online.
Enjoy your funds
Once approved and accepted we’ll transfer your funds which could take as little as 24hrs.
A 5-star experience from start to end
Turn your somedays into today with an award-winning* fintech lender.
We’re here to help all Australians transform their big ideas into reality. As long as you meet the below criteria, you are eligible to apply for a Plenti Personal Loan:
- Age:18 years or older
- Citizenship: Australian citizen or permanent resident
- Income: earn over $25,000 annually from a verifiable, regular income source
- Credit history: maintain a good credit history
Plenti offers personal loans ranging from $5,000 to $65,000, though the actual amount depends on your application and financial circumstances. It's advised to borrow only what you need to avoid unnecessary increases in repayments and total interest paid. In some cases, Plenti may present a 'counter-offer,' providing conditional approval for a lower loan amount that aligns with your affordability.
A Plenti personal loan can be repaid in terms from 1 to 7 years.
Fill out the quick online form and you’ll get a personalised estimate of how much you could borrow and the interest rate
How can I calculate my loan repayments for a Plenti personal loan?
You can use Plenti’s personal loan repayment calculator to find out your estimated loan repayments.