Complete your online application in 3 easy steps:

1. Get your rate estimate - Answer 10 quick questions to see your personalised interest rate estimate in as little as 60 seconds, without impacting your credit score.
2. Submit your application - This can be done in as little as 10 minutes. Once we have received all relevant documents, you could be approved in as quickly as 1 business day. If needed, we'll contact you for further information.
3. Get your funds - Once approved and accepted, you can receive your funds in as little as 24 hours.

To qualify for a Plenti personal loan in Australia, you must meet the following criteria:

• Age: 18 years or older
• Citizenship: Australian citizen or permanent resident
• Income: earn over $25,000 annually from a verifiable, regular income source
• Credit history: maintain a good credit history

When applying for a Plenti personal loan, you'll typically need the following documents:

1. Proof of Identification: An Australian driver's license or passport
   
2. Income Verification: Bank statements, or tax returns to demonstrate your income if you are self-employed.

You can use Plenti's personal loan repayment calculator to find out your estimated loan repayments.