Meet David Price our new Senior Manager, Credit
We sat down with David to learn more about his thoughts on the current credit underwriting landscape and discover his expert advice on how you can maximise automotive loan approvals with Plenti.
With 20+ years of underwriting experience and 14 years in management, David brings a wealth of knowledge to our team. Having worked across several large-scale lenders, including being part of the journey from start-up to significant scale, David knows how to achieve the best outcomes in a dynamic environment.
David isn’t your typical credit manager—he’s a people person who thrives on building strong relationships with brokers, sales teams, and introducers. His collaborative approach ensures that everyone is working towards the best possible outcomes. David’s passion for working with brokers and delivering value to our partners makes him a key asset to our team.
First, and most importantly, what car do you drive?
"My family car is a Kia Sorento—nothing fancy, but it gets us from A to B, especially when you’ve got the family with you. But my real pride and joy is my 1965 Ford Mustang in candy port red. There’s nothing quite like cruising in a classic."
If you could only eat one meal for the rest of your life, what would it be?
"Steak and a beer. Simple, but unbeatable."
How do you see the credit landscape evolving in the next year?
"I'd like to acknowledge the importance in the market for an increase in speedy decisions for the broker to be able to secure their customers, however, spending a little more time upfront when submitting, will provide a more comprehensive application for the underwriters to provide a final decision at first assessment."
What’s one piece of advice you have for brokers when it comes to credit approvals?
"My advice is simple: provide all the information and supporting documents upfront, and don’t forget to use the notes section for anything that can’t be captured in a dropdown box. Brokers know their customers better than anyone else, so using that notes section ensures our credit team has everything they need for the assessment. It makes a huge difference."
Finally, what excites you most about joining our team?
"Honestly, I love that we can get things done here. We’re still in a growth phase, which means there’s room to make an impact. I’m excited to bring my expertise, help streamline processes with tech, and train the underwriting team with everything I’ve learned. It’s an opportunity to shape things and contribute to the team's success."