Bundled personal loans
Consolidating your clients’ debts into one monthly repayment has never been easier, thanks to our handy new feature that automatically identifies your client’s existing liabilities.
Now, our system automatically finds client debt consolidation opportunities for you. If existing liabilities are found, you can choose to offer your clients a bundled loan, which includes the original amount they applied for, plus additional funds to consolidate their existing debts.
How does it work?
During the application process, you may see a screen appear that tells you we’ve found an opportunity to consolidate your client’s debt. This screen will only appear if your client is likely to be approved for their original loan amount.
If it seems like a good fit for your client, you can select ‘continue to debt consolidation’ to see a quote that includes the original loan amount, plus enough to consolidate the identified debts.
On this page, you’ll see the debts that may qualify for consolidation. To continue, just enter the estimated balance and interest rate of the loan, then select ‘Consolidate debt’.
From there, you can see the combined amount for the debt consolidation and the original loan.
At the next stage you can choose to consolidate as little or as many debts as you like. You can also amend the loan term here if required.
Why should I use the feature?
Clients with simplified finances are happy clients.
By enabling your clients to consolidate their debts, they can enjoy the peace of mind that comes with having just one monthly repayment to plan for, plus an end date to work toward to pay off debt. In addition, consolidating your client’s debts could put them in a better position to service a home loan, putting them in a better financial position overall.
Keep in mind:
Selecting a bundle loan will not require you to provide us with extra documents, the requirement remains for an ID and three months personal bank statements.
Leveraging this smart feature is a great way to get the conversation going about existing debts and opportunities to simplify them.
Connect with your BDM or RM to learn more or get started.
This information does not constitute financial advice and you should consider whether it is appropriate to your circumstances before you act in reliance on it. Any opinions, forecasts or recommendations reflect the judgement and assumptions of Plenti as at the date of publication and may later change without notice.
*Average assessment time and time to conditional approval from submitting completed applications is based on average times from 1 May 2024 - 30 November 2024.
Credit subject to approval. Terms, conditions, fees and charges apply.
Personal loans
*Comparison rate is based on an unsecured personal loan of $30,000 repaid over 60 months. Rates shown assume a customer with an exceptional credit history. Rates are current as at 9 September 2026. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. This estimate is not an offer, quote or approval of finance. The actual repayment amount and interest rate will be confirmed if an application is submitted and approved. All applications are subject to credit assessment and eligibility criteria. Plenti's credit criteria, terms and conditions, fees and charges apply.
Credit provided by Plenti Finance Pty Limited ABN 82 636 759 861, Australian credit licence number 569622, or Perpetual Corporate Trust Limited ACN 000 341 533, Australian Credit Licence number 392673 (as custodian). Plenti RE Limited holds Australian Financial Services Licence number 449176, Australian Credit Licence number 449176. Both Plenti RE Limited and Plenti Finance Pty Ltd are members of the Australian Financial Complaints Authority (AFCA). Plenti’s Target Market Determination is available here.
Representative example: Based on an unsecured personal loan of $30,000 over 60 months a borrower with an exceptional credit history can expect to pay a total of $34,757.21. This represents a comparison rate of 5.95% p.a. and includes all interest and fees included in your loan repayments over the life of the loan. Plenti personal loans are available for a minimum of 6 months to a maximum of 7 years. Interest rates range from 5.95% p.a. (comparison rate 5.95% p.a.) to 24.09% p.a. (maximum comparison rate 25.16% p.a.).
Comparison module
Products shown do not represent all rates available from all lenders, or all rates available from the lenders presented. Plenti's interest rate is based on a borrower with an exceptional credit history using rates and fees applicable as at 9 September 2026. Plenti’s comparison rate is based on a $30,000 unsecured personal loan, repaid over a loan term of 5 years.
All other interest and comparison rates displayed are the headline rate as advertised by the respective lender and exclude short-term promotional offers. Rates are typically updated daily, and you should check the relevant lender's website for the most up to date information.
The actual product, rates, fees and charges you might be eligible for will be subject to the respective lender's eligibility criteria and may be different to the information shown on this page based on your loan term, loan amount and credit characteristics. You should check the lender’s website for the most up to date information
Other fees and charges not shown here may apply. Rates shown are subject to change without notice. Information on this page does not constitute an offer of credit, or financial advice. Plenti RE Limited ABN 57 166 646 635 holds an Australian Credit License number 449176 but does not provide credit assistance in relation to all products compared on this page.