Canstar Promotional Rate T&Cs

Date published: 26 November 2021

The terms and conditions for the Promotional Rate (Offer) are set out below. By applying for a loan facilitated by Plenti RE Limited (Plenti) during the Offer Period or otherwise participating in the Offer you agree to be bound by these terms and conditions.

1. Plenti Promotional Rate

1.1. This offer commences on 1 December 2021 and ends at 11am on 31 January 2022 (Offer Period).

1.2. Persons who satisfy the Eligibility Criteria set out in clause 2.1 during the Offer Period (Eligible Borrowers) will be entitled to borrow from Plenti at an interest rate equal to the Promotional Rate, subject to these terms and conditions.

1.3 The Promotional Rate is 5.49% per annum.

1.5. This Offer cannot be used in conjunction with any other offer unless explicitly stated.

2. Eligibility Criteria

2.1. Persons are eligible to borrow from Plenti at the Promotional Rate where they meet all of the following conditions (Eligibility Criteria) during the Offer Period:

(a) the person clicks on a car loan advertisement promoting this Offer via Canstar;

(b) the person applies for a used car loan with Plenti using the link contained in the advertisement;

(c) the person is eligible, in accordance with Plenti’s credit policy, to receive the interest rate applicable to customers with an “excellent” credit history and is approved on that basis; and

(d) the person electronically signs the Plenti loan contract.

3. Other terms

3.1 Amounts under this Offer (if any) are not redeemable in cash and benefits are non-transferable to any other person.

3.2 No responsibility can be accepted for applications or any other information lost, delayed or corrupted, or due to computer error in transit.

3.3 Plenti reserves the right to amend or alter this offer at any time.

3.4 Plenti reserves the right to reject applications from any person for any reason at its sole discretion.

3.5 This offer may be modified or withdrawn at any time.

3.6 This agreement will be governed by and construed according to the laws in force in the State of New South Wales. Each party unconditionally and irrevocably submits to the exclusive jurisdiction of Courts with jurisdiction in New South Wales and all appellate Courts from such Courts.

3.7 Fees and charges including without limitation monthly fees and risk assurance charges may be payable by you under your loan contract and do not form a part of this Offer.

3.8 This Offer applies only to Plenti’s used car loan product. It does not extend to any other Plenti loan product, including without limitation green loan products, personal loan products or legal loan products.

4. Privacy

4.1 All information collected and held is done so in accordance with our Privacy Policy, which can be found at