When you first create your Plenti account, the payments you receive are set to be reinvested into the same market in which they were originally matched.
You may wish to update your reinvestment settings so that the payments you receive are automatically reinvested into a different market or at a specific interest rate. You may also prefer to have repayments paid into your holding account. Remember that funds in your holding account do not earn interest.
Our top tips:
Reinvestment settings can help to minimise the time that your funds are not earning interest
You may wish to check your holding account from time to time to ensure you do not have funds sitting idle
