Does the Provision Fund guarantee I will not suffer a loss?

Does the Provision Fund guarantee I will not suffer a loss?

No. We believe the Provision Fund provides meaningful protection for investors, and to date, no investor has lost any principal or interest due. However, it's important to remember that the Provision Fund is neither a guarantee nor an insurance product and your capital is at risk. Hence, in the event of a borrower late payment or default, an investor may not be fully or partially compensated.

If you are not compensated by the Provision Fund in the event of a borrower late payment or default, you may instead benefit from a number of debt collection or recovery processes undertaken by Plenti, which may or may not recover any funds.

Please read our Product Disclosure Statement for more information.