What information do I need to apply for a car loan?

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  • 100 points of ID. For example, your driver’s license, passport, Medicare card, etc.
  • Proof of residence, such as council rates or a utility bill that confirms your address.
  • Proof of income, such as recent payslips, a tax return, a group certificate or current bank statements. Lenders may also ask for a letter from your employer stating your employment details.
  • Proof of savings, such as bank statements or investment documents that show you have the ability to regularly save money from your income.
  • Assets, including property or other vehicles that you own.
  • Liabilities, including any other debts or loans in your name, such as credit cards.
  • Proof of comprehensive car insurance to show you’re covered in case you are hit with a damages claim in the future.
  • Contact details for people who can authenticate these details, such as your employer, landlord or accountant.
  • An invoice from the dealership or a contract of sale
  • Vehicle chassis number
  • The year, make and model of the car
  • Registration details
  • Details on the fuel efficiency of the car
  • Confirmation of comprehensive car insurance
  • Vehicle chassis number

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