How long until I receive my personal loan funds?

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  • Be aged 21 or over
  • Be an Australian citizen or permanent resident
  • Be earning over $25,000 per year from a regular source of income that you can demonstrate
  • Have a good credit history
  • Plenti will consider a loan application if you are self-employed. Additional credit assessment criteria and requirements may apply.
  • Make the first move and you could be moving forward sooner than you think. 
  • 100 points of ID. For example, your driver’s license, passport, Medicare card, etc.
  • Proof of residence, such as council rates or a utility bill that confirms your address.
  • Proof of income, such as recent payslips, a tax return, a group certificate or current bank statements. Lenders may also ask for a letter from your employer stating your employment details.
  • Proof of savings, such as bank statements or investment documents that show you have the ability to regularly save money from your income.
  • Assets, including property or other vehicles that you own.
  • Liabilities, including any other debts or loans in your name, such as credit cards.
  • Contact details for people who can authenticate these details, such as your employer, landlord or accountant.
  • The loan amount
  • The interest rate
  • Additional fees such as establishment, upfront late payment, account keeping, early exit and monthly administration fees

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