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How does it work?

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  • Late repayment fees
  • Early repayment fees
  • Deferred establishment fees
  • A flat fee (e.g. $150) that applies regardless of the value of the loan
  • A tiered fee (e.g. $250, $500, $750) based on the total amount borrowed
  • A percentage fee (e.g. 4%) based on the total amount borrowed and the credit risk of the customer
  • A hybrid fee (e.g. $200 + 2% of the loan amount)

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