Fixed income
with green loans
Earn attractive, sustainable returns of up to 6.5% p.a.* investing in green loans to everyday Australians. Our green loans are used to fund Approved Energy Products as defined in our PDS.
See important information.
Capital at risk. Consider the PDS.
Investing in green loans made easy
Invest in Australian consumers' growing demand for renewable energy in the form of green loans to creditworthy borrowers.
Earn up to 6.5% p.a.*
Get matched to a portfolio of green loans used to fund Approved Energy Products1, such as solar, home battery, EVs and clean energy installations.
Automatic reinvestments
Take advantage of compounding interest by automatically reinvesting your principal and interest.
1 Approved Energy Products as defined in our PDS.
Tap. Click. Swipe. Earn.
The Plenti app provides you with a simple and convenient way to manage your green investments anywhere, anytime.
Earn on the go
View rates, place orders and manage your automatic reinvestment settings from the palm of your hand.
Transfer and move funds
With the tap of a finger you can transfer, withdraw or move funds on market from your holding account.
Invest in the Green Market with as little as $10
Investing by the numbers
Investing is a numbers game. And when it comes to numbers, we're confident ours will tick all of the right boxes for you.
100%
principal and interest returned to date
26,000+
registered investors
The Provision Fund, our secret sauce
Plenti offers a unique, additional buffer to help manage risk for green income investors. Plenti borrowers pay a fee into the Provision Fund, a pool of funds held in cash by a separate trustee. In the event a borrower misses a repayment or defaults on their loan, the Provision Fund can step in to protect investors.
Whilst the Provision Fund has a 100% track record of protecting investors, it is not a guarantee and you should read the PDS before making an investment decision.
Investment risk and the Plenti Lending Platform
As with every investment, investing with Plenti is not without risk.
Your investment is not a deposit and does not have the benefit of depositor protection laws as it would have if it were an amount deposited with an Australian ADI.
A borrower or series of borrowers to whom your funds are lent may delay or stop payment on a loan or default on a loan. You may be protected by Plenti making a claim to the Provision Fund, however, there is no guarantee nor warranty as to any protection from the Provision Fund, and as such you may suffer financial loss as a consequence of borrower late payment or default.
In the event of a borrower late payment or default where you have not benefited from Provision Fund protection, you may only be able to withdraw your funds relating to that loan when any collections or recoveries have been made against that loan.