No Provision Fund protection

 We may make a claim to the Provision Fund to compensate you in the event that the Note Purchase Trust is late in making an interest or principal payment or it defaults on its loan. However, the Provision Fund is not an insurance product and we cannot guarantee or warrant that you will be compensated. No deposit guarantee: Your investment is not a deposit and does not have the benefit of depositor protection laws as it would have if it were an amount deposited with an Australian ADI.