Plenti Lending Platform
Earn up to 8.0% p.a.* with the Plenti Lending Platform and Starts at 60
Invest in Aussie dreams by funding loans for creditworthy borrowers and get rewarded with great rates and features.
See important information. Capital at risk. Consider the PDS.
Start investing from the palm of your hand
It’s as easy as tap, click, swipe, earn.
1. Register
Register as an individual, company or SMSF trustee. Provide some basic info including personal details and bank details.
2. Transfer
Transfer funds via BPAY or bank transfer – get started with as little as $10.
3. Invest
Select a lending market and rate, get matched with creditworthy borrowers and set your investment preferences.
Want to learn more?
Download our eBook to learn more about the Plenti Lending Platform.
Smart investing made easy
Earn up to 8% p.a.*
Invest in loans to creditworthy borrowers from across Australia.
Automatic reinvestments
Take advantage of compounding interest by automatically reinvesting your principal and interest.
Early access
Funds earmarked for something special? If there is liquidity on the market, you may be able to take advantage of our early access feature.
The Provision Fund, our secret sauce
Plenti offers a unique, additional buffer to help manage risk for fixed income investors. Plenti borrowers pay a fee into the Provision Fund, a pool of funds held in cash by a separate trustee. In the event a borrower misses a repayment or defaults on their loan, the Provision Fund can step in to protect investors.
Whilst the Provision Fund has a 100% track record of protecting investors, it is not a guarantee and you should read the PDS before making an investment decision.
$16m
Current provision fund balance
"Plenti is very transparent with the interest rates you will get for your money. Their platform make it easy to use, whether you want to reinvest or withdraw your funds to your bank account. Customer service is local and friendly. Very satisfied with this company." -Elvira, investor
"Received very high interest rates for years, customer service is local and very efficient. Referral bonuses are a great way to make extra money too. I'll be happy to stay with Plenti for years." -Daniel, investor
"My customer service was well above average. I did not receive any unexpected costs. I am satisfied with the rate I got. The best part is how responsive the team are with their emails." -Benjamin, investor
Investment risk and the Plenti Lending Platform
As with every investment, investing with Plenti is not without risk.
No deposit guarantee
Your investment is not a deposit and does not have the benefit of depositor protection laws as it would have if it were an amount deposited with an Australian ADI.
Borrower late payment or default
Borrower default impact on the availability of funds
We're Australia's most 5-star rated lender
So it's no surprise our investors love us too.
Your retail lending questions, answered
- How do I start investing?
- How is risk managed?
- What is the minimum investment?
- Who am I lending to?
- What fees are payable?